Banco Popular de Puerto Rico

Bart Dzivi currently practices law with the Dzivi Law Firm PC in Sausalito, Calif. He has previously served as special counsel to the Financial Crisis Inquiry Commission, acting general counsel to the FHLB of San Francisco, and counsel to the Senate Committee on Banking, Housing and Urban Affairs.

Melissa Koupal is Vice President of Loan Integrity at loanDepot.com, LLC, a nationally licensed residential mortgage company located in Orange County, California. Melissa is experienced in all regulatory and state compliance matters, ranging from licensing to examinations to quality control. She led the company in obtaining licensing nationwide and acquiring over 3000 loan officer licenses in less than 3 years. Further, since leading the quality control effort at loanDepot, she has increased the data integrity and quickness of reporting of defects, improving the feedback loop to days rather than months. Melissa is also the owner of the RegList Serv which is a national business organization of compliance, legal and quality control professionals with over 1100 members. She has prior experience in civil litigation and real estate transactions. Melissa interned at the United States Chamber of Commerce in Washington, D.C, in 2001, and earned her B.A. in Economics, with a Minor in Computer Science, from the University of California at San Diego.

Binh is an experienced technologist that is focused on developing leading software solutions built with contemporary architecture designed to optimize lending operations. He has a proven track record of successfully building and growing software companies in the mortgage banking industry, and holds more than 15 years of experience driving the development of highly flexible and scalable mortgage technology solutions. Binh is currently the President and Founder of LendingQB, a browser-based end-to-end LOS platform, which was officially launched in 2011 and has gained rapid adoption among lenders of all types. Prior to LendingQB, he founded PriceMyLoan, a widely used best-of-breed pricing engine and AUS. Before that, he was the Director of Information Technology at TrueLink, a technology company that built the first web-based underwriting system.Binh’s business creed is that using the right philosophy and a well-defined mission, engineering forward-thinking technology solutions effectively solves highly complex business problems, which otherwise may take others years to identify as being a necessity. Binh is a member for the Mortgage Bankers Association of America, serves as an expert speaker on panels, and is a regular thought leader in the mortgage media. He received a B.S. in Computer Science from the University of California, Irvine.

Anthony Hughes is product development manager of Australian mortgage settlement technology and services provider LoanCloser.

Avi Chandiramani is a manager in the financial institutions practice of A.T. Kearney, a global management consulting firm. He can be reached at Avi.Chandiramani@ATKearney.com.

Danielle Rodabaugh is the director of educational outreach at SuretyBonds.com, a nationwide surety bond producer.

Dan Jones is vice president of Technology for Churchill Mortgage Corporation, where he manages their enterprise technology infrastructure, operating platform, programming and web initiatives. Based in Brentwood, Tenn., Churchill Mortgage is a prominent and financially sound leader in the mortgage industry, providing conventional, FHA, VA and USDA residential mortgages across 26 states. Jones has been with Churchill since July of 2003 and has previously worked as a small business technology consultant, Systems Analyst for a national manufacturing company and Data Specialist for an international computer manufacturer. Jones� experience in customizing and installing Churchill�s multi-branch loan origination platform and integrating their pricing engine, lead management, database marketing, imaging workflow and e-commerce efforts has provided a unique holistic perspective and hands on knowledge of every aspect of the mortgage banking process. In these efforts, he helped spearhead an LOS implementation during Churchill�s transition from Broker to Correspondent Lending in 2003, and played a key role in Churchill�s implementation of a newer LOS just last year.