Banco Popular de Puerto Rico

Wes Iseley is a customer service-focused management executive with proven success leading organizations to profitability throughout all economic cycles. His experience ranges from directing large firms with Wall Street experience to developing growing companies into industry leaders. Wes is currently the Senior Managing Director of Carrington Investment Services. He is responsible for all external transactions and manages key business relationships and strategic alliances for the Carrington family of companies. Prior to Carrington, Wes was President of Saxon Mortgage, a Morgan Stanley Company. In this role, Wes served as a Morgan Stanley employee, responsible for performing due diligence and facilitating the successful purchase of Saxon by Morgan Stanley. Wes worked with the trading desk at Morgan Stanley and reported directly to the Global Head of Residential Real Estate.Prior to joining Saxon Mortgage, Wes served as Executive Vice President, Residential Real Estate with Fremont General where he had responsibility over originations, servicing and operational support. Profit before taxes increased from $52M in 2000 to over $650 M in 2005. He established a unique sales model that enabled the firm’s 700 salespeople to dramatically increase productivity – reducing costs while doubling the size of the Servicing book of business. With CitiFinancial and Associates, he had P&L responsibility over large full service decentralized and centralized organizations, nationwide. In this role, Mr. Iseley built a reputation as an excellent communicator, able to lead large organizations to common goals and profitable results. Wes graduated from the University of Kentucky with a B.A. in Finance.

Kathleen Niswander puts her strong software implementation and process improvement background to work at Cornerstone, where she is responsible for Enterprise Content Management projects including implementation of recommended processes/workflows, System Selection, Process Improvement and Benchmarking. Before joining Cornerstone, Kathleen was the Director of Imaging and Workflow for a mortgage insurance company. In less than five years she created, implemented and supported an OnBase imaging and workflow solution that supported over 15 business departments and integrated with more than four additional systems. Prior to that, she was on the Learning and Development team where she created and delivered training to the business on new processes and systems. As an extension of this role, Kathleen participated in process improvements, technical requirements and system support; serving as a liaison, Kathleen bridged the communication gap between operations and I.T.Kathleen is an OnBase Certified Advanced System Administrator (OCASA) and an OnBase Certified Workflow Administrator (OCWA). She holds certifications from AIIM as an Enterprise Content Management Specialist, an Electronic Records Management Practitioner and a Certified Information Professional. Kathleen is a contributing author for GonzoBanker, Cornerstone’s blog. Kathleen received her Bachelor of Arts Degree in Mathematics and Statistics from Miami University in Oxford, Ohio, and her Master’s Degree in Individualized Liberal and Professional Studies from Antioch University McGregor in Yellow Springs, Ohio.

Anne Sutherland is General Counsel and Chief Compliance Officer of Benchmark Mortgage in Plano, TX since January 2013. Prior to Benchmark, Anne was Of Counsel to Hudson Cook, LLP and was General Counsel at Nationstar Mortgage LLC for 15 years.Anne is a Fellow of the American College of Consumer Financial Services Lawyers and of the American College of Mortgage Attorneys. She is admitted to practice in Oklahoma, Texas and Pennsylvania. She is a frequent speaker on mortgage origination and servicing topics.

Susan Graham is president and chief operating officer of Financial Industry Computer Systems Inc., a mortgage technology specialist that provides cost-effective, in-house mortgage loan origination, residential mortgage servicing and commercial mortgage servicing technology to mortgage lenders, mid-sized banks and credit unions. As president and COO, she is responsible for the overall management of the company’s day-to-day operations, strategic planning, customer relations and product development challenges.

Matthew assists clients with meeting the regulatory expectations of the Consumer Financial Protection Bureau, including managing unfair, deceptive and abusive acts and practices risk, and building out effective enterprise compliance risk management programs. He also advises clients on a broader range of consumer protection laws including Fair Lending, Fair Debt Collection Practices Act, Truth in Lending Act (including CARD Act issues), Servicemembers' Civil Relief Act, and the Real Estate Settlement Procedures Act. Matthew brings 25 years of substantive financial regulatory experience from senior industry and regulatory levels. Most recently he served as a field manager with the Consumer Financial Protection Bureau and was the team lead for two of the nation’s largest banks. As a large bank team lead, Matthew was responsible for developing and implementing a risk-based compliance supervision program specific to each institution. Prior to joining the CFPB, Matthew spent 17 years as a national bank examiner with the Office of the Comptroller of the Currency, where he specialized in compliance. Additionally, he served as a Vice President and Compliance Officer at AmSouth Bank for five years and served as a Senior Loan Review Officer for Compass Bank for two years.

Jennifer Jozity is Safeguard's assistant vice president of inspections operations. Jozity is responsible for all aspects of the inspections service line, including order entry, client relations, regional coordination and operations. She ensures quality work is performed in the field and internally, to meet and exceed our clients’ expectations. Jozity joined Safeguard in 1997 and was promoted to director of inspections operations in 2009. She graduated from Cleveland State University with a degree in business.

Susan Rusek is the vice president of internal audit at ProVest. Rusek has extensive experience in the banking industry having spent eight years with Bank of America. Her audit engagements were focused on operational areas that included consumer real estate, finance, and staff support functions. Rusek was then selected to lead a two year project in London to employ Six Sigma methodologies around capital markets audits and process improvements. Initially, she started her career working for two public accounting firms in New York for more than eight years. Rusek is responsible for the appropriate planning, execution and reporting of all internal audit activities including operational and financial reviews.

Judy Wheatley is senior vice president, compliance, Indecomm Global Services, a business process outsourcing company with its U.S. corporate office in Iselin, N.J. With 30 years’ experience in the mortgage industry, Judy is a recognized expert in consulting and fulfillment services to residential mortgage lending clients. Judy received her Certified Mortgage Banker designation in 2003, and her Accredited Residential Underwriter designation in 1993. She has actively served the mortgage banking industry as a governor on several mortgage banker association boards and by teaching mortgage banking courses for education service providers and financial institutions.

Roger Fendelman, Interthinx vice president of compliance, leads the company's compliance department and the PredProtect compliance suite of automated regulatory compliance tools. Roger previously served in the legal department of Nexstar Financial Corporation (acquired by MBNA/Bank of America), where he focused on issues such as federal and 50-state licensing and examinations, loan officer licensing and education, fair lending and predatory lending compliance and legislative review and analysis.

Angela Hurst is senior vice president of business development, RES.NET.