Banco Popular de Puerto Rico

Richard A. Smith is chairman, CEO and president of Realogy Holdings Corp. He serves on the housing commission of the Bipartisan Policy Center and the policy advisory board of the Harvard Joint Center for Housing Studies.

Congressman John Delaney was elected in 2012 to serve Maryland�s Sixth District, which encompasses portions of the Washington D.C. suburbs of Montgomery and Frederick Counties and all of Washington, Allegany, and Garrett Counties. Delaney is the only former CEO of a publicly traded company serving in the House of Representatives, having done that twice, and brings to Washington an extensive experience as a successful entrepreneur and as a private sector and non-profit leader.As the son of a union electrician, John grew up in a blue collar household. Scholarships from his father�s union (IBEW Local 164), the American Legion, VFW, and the Lion�s Club, allowed John to attend college. John is a graduate of Columbia University and Georgetown University Law Center. A business builder, Delaney founded two New York Stock Exchange listed companies before the age of 40, and is a past winner of the Ernst & Young Entrepreneur of the Year Award.John spent his business career starting and running successful companies and helping small businesses grow. John�s companies were both founded in Maryland, CapitalSource, which Delaney launched in 2000 and became a public company in 2003, lent money to thousands of small businesses around the country and has been recognized by the Treasury Department for lending to disadvantaged communities while also receiving numerous awards as one of the best places to work in the Washington D.C. region. John is Chairman Emeritus of CapitalSource. Prior to CapitalSource, he founded HealthCare Financial Partners, a successful company that was started in 1993 and became a public company in 1996.�John and his wife April-McClain Delaney have made community service a priority, especially in the field of education, the provision of core services, and issues effecting children. They are generous supporters of the public interest law initiatives at Georgetown University Law Center, where they endowed the Delaney Family Professorship in Public Interest Law and have funded significant scholarships for student�s interest in public service. John is a member of the Board of Directors of Georgetown University and the National Symphony Orchestra, was the past Chairman of the Board at St. Patrick�s Episcopal Day School and was a past member of the Board of Directors for the International Center for Research on Women.��April is an attorney and an education and children�s advocate in the non-profit sector. April currently serves as the Washington Director for Common Sense Media, a non-profit dedicated to educating families on social media, technology, and digital literacy. The Delaneys are members of the Little Flower Catholic Church in Bethesda, Maryland, and have been longtime supporters of Catholic Charities. John and April have four daughters and live in Montgomery County. �Congressman Delaney�s primary focus in office is to restore our nation�s economic competitiveness so that we can have a strong middle class, raise our standard of living, and expand the number of good jobs available to Americans. In 2011, Delaney founded Blueprint Maryland, a non-profit dedicated to invigorating Maryland�s private sector. Blueprint Maryland gathered businesspeople, educators, labor representatives, and policy experts together to chart a way towards a high-tech, high-information, economy.

Sarah Edelman is a policy analyst on the housing finance and policy team at the Center for American Progress. Julia Gordon is the director of housing finance and policy at CAP.

Paul Anastos is president of Walpole, Mass.-based Mortgage Master, one of the country�s largest privately owned mortgage companies. He can be reached at panastos@mortgagemasterinc.com.

�Nicolle Nelson is a vice president at business process management firm SLK Global.

Thomas Vartanian is the chairman of the financial institutions practice at Dechert LLP and a former regulatory official at two different federal banking agencies.

Debora Aydelotte is the chief operating officer at Altavera in Westminster, Colo.

Dominic Iannitti is president of Torrance, Calif.-based mortgage doc prep vendor DocMagic.

Jim Blatt co-founded Mortgage Returns in 2004, bringing consumer and database-driven marketing expertise to the company. As CEO, Blatt leads Mortgage Returns’ focus on providing automated, relevant and timely marketing solutions for more than 260 financial institutions nationwide. With more than 15 years of senior leadership experience and small business development, Blatt provides strategic direction for the company ensuring continuous growth. Prior to Mortgage Returns, Blatt led the expansion of Mary Engelbreit Retail Stores, doubling revenues from $3.8 million to $7.8 million in 12 months. Prior to Mary Engelbreit, Blatt was a senior financial manager for The Wild Pair, a 200-store footwear chain. Blatt earned his MBA from Washington University.