Banco Popular de Puerto Rico

Reid Schermer is a code compliance manager and property preservation and inspector for Altisource, Atlanta, Georgia. He can be reached at Reid.Schermer@Altisource.com.

Mark Fowler is chief revenue officer and vice president of production with Residential Finance Corp., a national lender based in Columbus, Ohio. Fowler leads all sales for the company, including three operations centers and more than 50 retail branch locations nationwide. He has also held executive positions with LendingTree and Experian Interactive Media.

Daniel Jacobs is managing director, retail branching division for Residential Finance, a national mortgage lender based in Columbus, Oho. Jacobs is focused on the strategy and growth of retail branches. He previously served as CEO of 1st Metropolitan Mortgage, a national $4 billion per year, 250-branch national originator.

Ann Thompson is a Senior Analyst in the Office of Supervision Policy at the Consumer Financial Protection Bureau. Since joining the Bureau in October 2011, she has helped stand up the mortgage servicing supervision program. In this role, she aids the development of the supervision strategy for mortgage servicers. She also provides technical advice on operational and regulatory issues to teams examining mortgage servicers. Ann previously worked for the Department of Treasury on the Making Home Affordable program. Prior to joining the federal government, she worked in residential and commercial real estate consulting. She is a graduate of the University of Kansas and Virginia Polytechnic Institute and State University.

Ms. Gaskin is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry. In her role, Ms Gaskin works closely with the Government Sponsored Enterprises, Federal Housing Finance Agency, HUD and Treasury on housing related initiatives. She leads the FICO Mortgage Recovery Initiative designed to provide a comprehensive solution to speed the process of loan remediation for homeowners, lenders and servicers. Ms Gaskin has more than 20 years experience in banking and financial services. Prior to joining FICO in 2007, Ms. Gaskin was responsible for product management and business development for Wolters Kluwer Financial Services in the US mortgage market. Ms Gaskin led product development efforts to address some of the most important topics impacting the mortgage market: regulatory compliance, credit risk management, data security and e-mortgages. She also served as President and CEO of Auto Club Trust FSB, and Executive Vice President with Michigan National Bank. Ms Gaskin is a graduate of the Mortgage School of Banking, earning the Accredited Mortgage Professional Designation.

Peter Berman is a certified instructor of National Association of Home Builders educational programs and the chief executive officer of The Ruby Group, a construction and consulting firm based in Goshen, N.Y. For more information about Berman please visit http://www.rubygrp.com/index.php

Joseph Tracy is an Executive Vice President and Senior Advisor to the President. His primary research interests include unions and collective bargaining as well as housing and urban economics. Prior to joining the New York Fed, Mr. Tracy was an associate professor at Yale University and Columbia University. He holds a B.A. from University of Missouri and a Ph.D. from the University of Chicago.