Banco Popular de Puerto Rico

Bill Bymel is locally and nationally recognized as a leader in the distressed real estate and mortgage space. �His real estate career began as a broker representative to banks selling foreclosed properties in 2002 and matured into his partnership in a thirty five year old boutique commercial real estate brokerage based in Fort Lauderdale, Florida with a focus on site selection, development, and repositioning of nationally known restaurants and retailers as well as identifying strong long term cash flow opportunities for passive investors.�In 2008, Mr. Bymel founded RSI Asset Management LLC geared toward investment, mitigation, and disposition of distressed residential mortgages primarily as a third party service to note investors and their servicers.� In Mr. Bymel�s role as Vice President of Spurs Capital, he currently manages a portfolio of approximately $60 million in mortgage loans and real property and has been involved in the acquisition and liquidation of over $250 Million in real estate since 2011.��

Pete McLaughlin has worked for SystemExperts for over ten years. This is his second tour with the boutique firm after spending some time in Accenture's North America information security practice. Pete has helped organizations of all sizes identify solutions to their specific information security and compliance challenges and scope engagements that meet their unique needs. After a professional hockey career, he started his technology path in the S/390 world at Amdahl Corporation. He has been in the information security business since 1999.Pete has a BA in History from Harvard University.

Peter Slagowitz is the CEO of Spurs Capital, LLC, an investment manager of residential mortgage assets primarily in their flagship fund, Goshen Mortgage. �Spurs also is a liquidity provider for mortgage bankers through its agency conduit as well as an owner and managing member of Interactive Mortgage Advisors, a leading mortgage servicing rights advisory firm. ��Prior to Spurs, he was a managing director at UBS in the mortgage department based out of New York and London and also worked at Credit Suisse / DLJ.

Steve Wiser is CEO of Cleveland-based Specialized Business Software, a provider of custom software solutions for insurance, mortgage and financial services companies.

Mr. Rollins is a Managing Principal and Co-Founder of JCR. In addition to leading the firm and setting JCR�s overall strategy, Mr. Rollins� day-to-day responsibilities are primarily focused on transaction sourcing and underwriting. From 1999 to 2005, Mr. Rollins was a Managing Director at GMAC Commercial Mortgage, where his team focused on making opportunistic loans to transitional multi-family, retail, office, land and industrial properties. Prior to GMAC, Mr. Rollins was the President and Founder of Eastern Realty Corporation, an �RTC era� real estate investment company. As General Partner, Eastern Realty resolved, repositioned and sold the distressed notes and REO. These disposition efforts included debt restructurings, bankruptcy, litigation and development, as well as note and property sales. Mr. Rollins is a frequent speaker and guest lecturer on the topic of real estate finance at Universities. Additionally, he has written numerous articles on the topic of commercial real estate finance. In July 2007, his article �As Good As It Gets� was published in the National Real Estate Investor calling the top of the market. Mr. Rollins holds an MBA, specializing in Finance, from George Washington University and a BS in Finance and Marketing from Virginia Tech.

Mr. Hermelee is a principal and founder of Banc of Manhattan Capital and is a member of its management committee. Prior to joining the firm Mr. Hermelee was Executive Vice President of the investment banking subsidiary of the 10th largest U.S. bank, serving as a member of the start-up team as well as a leader in the organization for over ten years. Mr. Hermelee has also served as Senior Vice President at a boutique mortgage investment bank, where he helped establish one for the first electronic trading platforms for mortgage servicing assets. In addition, he has worked as a Director of one of the largest mortgage servicing hedging advisory practices, working with the largest savings and loans and mortgage companies in the U.S. Mr. Hermelee began his career at the Securities and Exchange Commission. Mr. Hermelee has a B.S. in Business at the University of Michigan.

Sue is a senior banker and responsible for client relationships and transaction execution for private label residential mortgage loan securitizations and structured lending facilities at Wells Fargo Securities, LLC in New York City. During her tenure at Wells, her primary focus has been the financing and securitization of non-performing and re-performing mortgage loans. Prior to her current position, Ms. Valenti was a Director of Residential Mortgage Securitization at Deutsche Bank Securities focused on the securitization of mortgage related products purchased and held by the mortgage trading desk. Her 28 year career in the industry has focused on the financing and securitization of both residential and commercial mortgage loans. She has worked at a number of firms including Bear Stearns, MBIA Insurance Corp., GE Capital, ContiFinancial and CS First Boston. Sue began her investment banking career at Salomon Brothers Inc as an analyst in the Mortgage Finance/Financial Institutions Group. Sue is a 1984 graduate of Bucknell University and holds a Bachelor of Science in Mathematics.

Alan Rabideau is the chief information officer at Residential Finance. He directs all of Residential Finance�s technology, telecommunications, wide and local area networking, desktop and applications support, IT security and disaster recovery, and records management. Since joining the company in 2004, Rabideau has directed the implementation of continuous innovations to enhance efficiencies that support the company�s growth.