Banco Popular de Puerto Rico

Wil Armstrong is a co-founder and CEO of Blueberry Systems, a provider of advanced technology solutions to the mortgage and financial services industries.

Phil Huff is the CEO of Platinum Data Solutions. Prior to joining Platinum Data, Huff was CEO of Brandwatch Technologies and co-founder and CEO of eLynx.

Schroeter joined Homeward Residential Capital in 2011 with the acquisition of Cooper River Financial, LLC, bringing with him 27 years of extensive experience in developing unique and profitable warehouse lending business initiatives. Prior to joining Homeward Residential Capital, Schroeter was a Partner and President at Cooper River Financial, LLC, which has been at the forefront of developing liquidity solutions for electronic mortgage notes. Schroeter began his career at MidLantic Banks based in Edison, New Jersey in 1985 as a Credit Management Trainee and Assistant Cashier and worked in the Real Estate Lending Group. He then spent seven years at GE Capital in positions of increasing responsibility and scope including VP of Warehouse Lending, responsible for Business Development. He was promoted to Program Manager managing GE Capital’s commercial paper program (Cooper River Funding) used to finance warehouse facilities for GE Capital’s Mortgage customers. In this role he had operational and credit risk responsibilities as well as managing the rating agencies (S&P and Fitch) and liquidity lenders needed to sponsor the Cooper River commercial paper business model.In 1999 Schroeter moved to GMAC Bank as the Senior Vice President Business Lending and rose to the position of Senior Managing Director of GMAC Bank. As Senior Managing Director for GMAC Bank, Schroeter led the correspondent and third party wholesale channels as well as GMAC Bank’s warehouse lending unit. The successful “Warehouse Express” and the “Accelerated Loan Purchase” programs were new initiatives created by Schroeter at GMAC. Each of these programs were tailored to either bring warehouse type financing to small lenders or to source warehouse funds from non-traditional capital sources. He was also responsible for the successful integration of ResCap’s warehouse lending operations platform into the bank. Schroeter is a graduate of Villanova University and earned a degree in Economics with Honors.

As Vice President, Emerging Technology at Quicken Loans, Patrick leads Quicken Loans' usage and implementation of the latest industry standards, as well as drives the research into new and emerging technologies. Hartford’s involvement with the development of mortgage technology spans nearly twenty years. Patrick is a long-time contributor of technical and business expertise to the Mortgage Industry Standards Maintenance Organization’s (MISMO) and currently holds a seat on their Governance Committee. Patrick provides the mortgage industry with technical guidance as it relates to streamlining the IRS 4506 process and FHA electronic signature standards. Hartford has also been recognized by Mortgage Banking magazine as one of the “MISMO All-Stars.” He has also been a featured speaker at industry events such as the MBA Annual Convention and the MBA Technology show to provide conference attendees with technology guidance and knowledge of eMortgages.Quicken Loans is the nation’s largest online home lender. It was the first lender to implement eSignature technology and the company has leveraged its centralized technology infrastructure to do home financing in all 50-states. Empowering its people to create the technology necessary to better serve their clients and team members is one of the reasons the company ranked in the top 15 of Computerworld magazine’s “100 Best Places to Work In Technology” for eight years in a row, ranking in the top 5 in 2012. Hartford received his Certified Mortgage Technologist (CMT) in 2005.

Laurie joined DocMagic, Inc. in December, 2010. Previously, Laurie served as interim Director of Mortgage Compliance for Kinecta Federal Credit Union, one of the nation's leading Credit Unions. Laurie was part of the team tasked with expanding Kinecta’s wholesale mortgage lending business into 17 new states.From 2003 to 2009, Laurie was Vice President, Senior Compliance Officer for ResMAE Mortgage Corporation. Laurie was responsible for licensing, loan documents, policies and procedures, and implementation of systemic compliance audits necessary to support ResMAE’s growth from a startup company to a national lender.Prior to ResMAE, Laurie worked as Assistant Vice President and Project Manager for Washington Mutual managing the Implementation Department of the Home Loans and Insurance Services Group. She started her career in mortgage banking at Long Beach Mortgage Company, where she was Assistant Vice President, Policies and Procedures Manager from 1998 to 2001. From 1979 to 1997, Laurie worked for the Walt Disney Company. She holds a Bachelor’s Degree in English from California State University, Long Beach.

Mr. Brown is a founding principal and Chief Executive Officer of MarketWise Advisors, LLC which is a consulting advisory that specializes in financial services technology. Mr. Brown leads the strategic consulting practice for the mortgage industry with over as twenty years of mortgage banking and technology application development experience. Mr. Brown has focused his career on building, marketing and deploying mortgage solutions to solve interest rate, loan fallout and mortgage asset valuation issues including the development of loan origination, secondary marketing and servicing loan management applications. He has held senior management positions with GHR Systems, Tuttle Decision Systems and ALLTEL (currently LPS). He is a frequent industry speaker and contributor to mortgage banking publications.

Rick Roque brings over 20 years of business development, capital fundraising and industry experience having worked on both the lender and mortgage technology sides of the business.Rick started his career in the heart of Silicon Valley working for technology firms focusing on fundraising and client management in the U.S., Asia and the United Kingdom. The boom and bust of the dot com era led Rick to start his own company, SGI in 2001 which he later sold to his business partner in 2004. Since real estate and housing was a family business, Rick focused on identifying workflow management and technology delivery solutions (hosted Calyx Point and other technology solutions) while working with Wizmo, a leading SaaS provider in the United States.He raised money and helped launch PushMX Software a workflow automation solution built around Calyx Point and he later joined the management team at Calyx to manage all sales and business development activities in addition to all of Calyx’s largest client relationships. Since departing from his role in 2009, he started a consulting firm, MENLOCompany.com where he works to raise capital, define product strategy, gain client adoption and for lenders, to increase production and their operational strength. An industry speaker, Rick has spoken at over 50 banking conferences across the United States, Africa and Asia. Presently, Rick is a Board Member of PrimeSource Mortgage, a publically traded non depository bank.

Greg Hammermaster has 25 years of experience in banking, payment solutions and business software applications, and serves as president of Sage Payment Solutions.

Erin is the Director of Zillow Mortgage Marketplace and a mortgage expert for Zillow, the leading real estate and home-related marketplace. She leads Zillow�s efforts to empower consumers with information and tools to make smart decisions about financing homes. Erin is a recognized leader in the mortgage industry and recently was named as one of HousingWire Magazine� 2012 Women of Influence. She has held various roles in the mortgage industry throughout the decade. Most recently, Erin was the Senior Vice President at Bank of America where she led the Centralized Sales purchase home loan business. Before entering the mortgage industry, she worked at the Boston Consulting Group. Erin has a Bachelor of Arts from the University of Pennsylvania and a Masters of Business Administration from Harvard Business School.