Banco Popular de Puerto Rico

As manager of PNC�s Mid-Atlantic Public Finance Group, Mr. Humber has overall responsibility for PNC�s banking relationships with state and local governments, not-for-profit organizations, and institutions of higher education throughout Virginia, Washington, D.C., and Maryland.Mr. Humber has more than three decades of experience in public service and tax-exempt finance/investment banking. In the course of his career, he has led Merrill Lynch�s public finance group and served as Director of Finance and Revenue of the District of Columbia government.Mr. Humber is a graduate of Virginia Union University. He earned an MBA degree at Harvard University School of Business and a J.D. degree from the University of Virginia School of Law. He serves on the boards of Gallaudet University, the University of Virginia Law School Foundation, and the Bert King Foundation at Harvard Business School.

Roberta Edge joined Columbia University�s Office of the Treasurer in 2005. She is responsible for taxable and tax-exempt borrowing activities including sizing, issuance, portfolio management and compliance. Ms Edge has spent most of her career in the public sector starting in 1979 as a Presidential Management Fellow with the US Government Accounting Office. She has subsequently held management positions on all three levels of government - with US Environmental Protection Agency, New York City Department of Housing Preservation & Development and New York State Housing Finance Agency. Prior to joining Columbia University, she was a senior investment officer at the AFL-CIO Housing Investment Trust in Washington, DC and an independent consultant. Ms. Edge holds a Bachelors degree in Political Science from Temple University in Philadelphia and a Masters in Public Administration from Columbia University.

Tom Rousakis is a Senior Managing Director of EY Infrastructure Advisors, LLC (EYIA), an affiliate of Ernst & Young LLP.Tom has 18+ years of experience in US infrastructure finance and is a recognized authority on the growing US public-private partnership market. Tom joined EYIA in the fall of 2013 from Goldman Sachs’ Public Sector & Infrastructure Banking group, where he was co-head of the national transportation and project finance practice. �Tom has led transaction teams from inception through execution of debt and advisory assignments, developing rating agency, deal structure and investor marketing strategies for over $20 billion in infrastructure projects for highway and transit agencies, as well as universities and state and local governments generally.� Tom Rousakis received his BA from Harvard College and his MPP from Harvard’s John F. Kennedy School of Government.�

Mr. Fanter is a Managing Director in BMO Capital Markets� Public Finance & Infrastructure Banking Group. He brings over 20 years of infrastructure advisory and capital markets experience, with sector expertise in transportation, water / wastewater, and social infrastructure. Mr. Fanter has been associated with six recent transactions that were named �Deal of the Year.�Mr. Fanter is currently advising the Maryland Transit Administration and the Maryland Department of Transportation on the Purple Line P3 Transit Project. Other recent infrastructure experience while at BMO Capital Markets includes: the Midtown Tunnel project bond offering, the Presidio Parkway P3 project financing, advising one of the bidders on the Ohio River Bridges project, and assisting on the Lower Colorado River Authority concession/divestiture transaction.Mr. Fanter brings extensive bond underwriting and advisory experience gained over 15 years in the Infrastructure Project Finance group at Lehman Brothers and Barclays Capital. While at these firms, experience includes the Denver FasTracks Eagle P3 Rail project, the Port of Miami Tunnel Project, the JFK International Arrivals Terminal Expansion, SR-91 Express Lanes, the Central Texas Turnpike project, and the Port of Seattle Fuel project.Additionally, Mr. Fanter has over 11 years of experience working for a multi-national consulting firm specializing in infrastructure project development. Mr. Fanter has a Bachelor of Engineering Degree from The Cooper Union, a Master of Environmental Engineering Degree from Manhattan College, and a MBA from New York University's Stern School of Business. Mr. Fanter is a CFA charter holder and a licensed professional engineer. Mr. Fanter holds FINRA Series 7 and 63 licenses.

Alan is ultimately responsible for the strategic direction and success of North Shore-LIJ CareConnect.Overseeing all aspects of the business for its Medicare, Medicaid and Commercial lines, he ensures that the company remains focused on its mission. Before joining North Shore-LIJ Health System in 2012, Alan served UnitedHealthcare as Vice President, NY Market, for 4 � years. In that role, he was responsible for the building, maintenance and contracting for a network of +220 hospitals and over 60,000 physicians across the state of New York, and had accountability for approximately $9 billion in medical spend across multiple lines of businesses.Before his time at United, Alan was Regional VP, Provider & Ancillary Network Development, at Wellpoint (Empire BCBS). From 1996 to 2002, Alan served as an Officer in Charge of Watch, Second Officer, in the British Merchant Navy.

Divya Shah, Director of Transaction Finance with Infrastructure Ontario, has over seven years of experience within the project finance and PPP/APF sector. Divya has been with Infrastructure Ontario almost since the beginning and has led several initiatives and recommendations to help refine and adapt the IO AFP template to new asset classes, models and changing financing markets conditions. As Director of Transaction Finance she is responsible for all financial aspects from start to financial close on a variety of AFP, Commercial and Land Development Projects, including for example: PANAM Athlete's Village, Windsor Essex Parkway, Halton Healthcare, Niagara Health System, ONTC Divestment, and Disposition & Development of LCBO Lands amongst others.Divya recently returned to Infrastructure Ontario after a hiatus in the Private Debt Group at Manulife Financial where she was responsible for managing accounts and investments in Canadian privately placed debt transactions across a breath of sectors but with a primary focus on AFP/PPP & infrastructure.Divya is the Communications Head and a member of the Steering Committee for the Women�s Infrastructure Network, Toronto Chapter and an active member of the Young Leaders in Infrastructure, Toronto Chapter.