Banco Popular de Puerto Rico

Michael McLaughlin, the Deputy Chief of Staff at the Chicago Transit Authority, earned an undergraduate degree in History and Political Science from the University of Iowa and a Masters in Public Affairs from Indiana University. Prior to working at the CTA, Michael worked on Capitol Hill for 12 years as a senior House and Senate transportation aide to three different Members of Congress.� One of Michael's primary roles at CTA is to oversee Policy, including Capital Projects such as the Red-Purple Modernization Program.� Another primary role is to secure as much federal money for CTA as possible, both through federal grants and changes in law that will benefit CTA.

Kenneth D. Gibbs is President of the Municipal Securities Group of Jefferies LLC.�Prior to assuming his responsibilities at Jefferies, Mr. Gibbs served as Chief Executive Officer of Depfa First Albany Securities, LLC. Earlier, he was Chairman of the Board and Head of Municipal Capital Markets for First Albany Capital, Inc.� Prior to that, Mr. Gibbs was with Lazard Freres & Co., Credit Suisse First Boston and Kidder Peabody.Mr. Gibbs is the Chair of the Board of Trustees of Maimonides Medical Center in Brooklyn.� He is also the immediate former Chair of the Board of Trustees of the City of New York's Citizens Budget Commission and current member of the Executive Committee.� Mr. Gibbs is the Chair of the Securities Industry and Financial Markets Association (�SIFMA�) PAC and sits on SIFMA�s Executive Committee.� He is a past Chair of SIFMA�s Municipal Executive Committee and a past member of the Municipal Securities Rulemaking Board.�Mr. Gibbs holds a B.A. from HarvardCollege.��

Mike Pikiel is a partner at Norton Rose Fulbright in New York and the Head of Infrastructure, Mining and Commodities, United States.� He represents sponsors, developers, investors, lenders and underwriters in a wide range of projects and complex finance transactions, including project financings and acquisition financings.� Mike focuses his practice on the infrastructure, transportation, energy and mining industries.

Mr. Farley works with the Texas Transportation Institute as a researcher on TTI Mobility initiatives.� Presently that team is exploring options including Public Private Partnerships as solutions to meet the State of Texas long term needs in transportation funding.� Mr. Farley's past work has included project management roles with Deloitte, Fluor Engineering, and Hillwood Development, a Perot Company.

Mr. Jeffrey Sweeney is a specialist in strategic planning, logistics cost analyses, terminal valuation, and economic impact analysis of seaports and airports.� In his 19 years at Martin Associates, Mr. Sweeney has conducted market planning, logistics and economic impact studies for numerous ports including Port Everglades, Jacksonville, Tampa, Houston, PortMiami, Palm Beach, Corpus Christi, San Francisco, Wilmington (DE), Oakland, Baltimore, Philadelphia, Cleveland, Tacoma and Portland (OR).� He has also conducted various in-depth terminal and ocean carrier analyses which include evaluating various gang structures and stevedoring costs for various breakbulk cargoes and the impact of bridge height restrictions on the air draft of vessels which measured the opportunity cost of the bridge height.�In his recent work, he has completed various detailed logistic cost analyses including a container feeder assessment for the Port of Cleveland which focused on using the Port of Montreal to serve the Northern European trade route.� Feeder logistics costs were compared to coastal routings through New York, Baltimore, Philadelphia and Norfolk to determine least cost routing options.� For the Florida Department of Transportation, he completed an Inland Logistics Center Market Analysis as part of the transition of newly appointed Florida Secretary of Transportation Prasad.� The analysis examined the feasibility for DC facilities in South, Central and Northern Florida to compete for key hinterland market consumption markets within Florida.� The results yielded the cost effectiveness for each port-DC pairing to serve the Florida consumption market.�He has also conducted numerous financial proforma studies that incorporate current sources of revenue into future revenue streams to identify value of port terminals or property under consideration for potential concession arrangements and to assess justification of bond monies for capital projects such as dredging and terminal construction.He has been a speaker at numerous American Association of Port Authorities, Journal of Commerce and regional freight and shipping conferences.Mr. Sweeney has been with Martin Associates since 1994 and holds a BA in Economics from Millersville University (PA) and is currently enrolled in the Pennsylvania State University�s Master of Professional Studies for Supply Chain Management.

Cathryn is a senior research analyst for the Municipal Fixed Income Team, responsible for conducting fundamental credit analysis and contributing to relative value assessments with portfolio managers and traders. She follows the electric utility, port, and tobacco sectors. Cathryn started working in the financial services industry in 1996 when she joined the firm.Prior to her current role, she spent six years as a portfolio manager for Nuveen�s state-specific open-end municipal bond funds in the Northeast and Mid-Atlantic regions and for several of the firm�s closed-end exchange-traded funds. Before assuming portfolio management responsibilities in 2004, Cathryn was the co-head of the healthcare sector team in the firm�s Municipal Fixed Income Research Department. She joined Nuveen as a senior research analyst covering hospitals, nursing homes, and continuing care retirement facilities.Cathryn earned a B.A. from Wake Forest University and an M.A., M.Phil. and Ph.D. from Columbia University.

Aaron Toppston is a Senior Development Manager at Walsh Investors, an affiliate of The Walsh Group, one of the largest contractors in the United States.� Aaron manages the pursuit of and investment in public private partnerships in civil and social infrastructure across North America. �Aaron coordinates all aspects of project pursuit and financing, including debt sourcing, rating agency review, financial analysis, technical review, RFQ/RFP response, and equity investment strategy. This includes working with US government financing programs, such as TIFIA and PABs. Aaron earned a BS in Business from Miami University in Oxford, OH and a MBA from the Kellogg School of Management at Northwestern University in Chicago, IL.

Tina Peterman recently joined RBCCM in January 2013. She has over 17 years of experience in the financial services industry, thirteen of which were spent in the municipal finance sector. Ms. Peterman�s transaction experience includes structuring and executing both fixed and floating rate transactions across multiple lien and credit structures, totaling approximately $17 billion. Through this experience, Ms. Peterman developed extensive knowledge of various products and structures including LOCs, Standby Purchase Agreements, Commercial Paper, Floating Rate Notes, and Swaps. Furthermore, her sector knowledge includes general obligation, school districts, higher education, water and sewer utilities, airports, seaports, special district/facilities, and industrial development revenue bonds. Prior to joining RBCCM, Ms. Peterman provided investment banking services to municipal issuers at JPMorgan. Her client responsibilities include the City of Houston, Harris County, Harris County�Houston Sports Authority, Harris County Toll Road Authority, City of Corpus Christi and Houston Community College System, among others. Ms. Peterman began her career as a fixed-income sales representative, providing investment solutions to corporate, institutional, and retail clients. Ms. Peterman serves on various community and philanthropic boards including the Houston Housing Authority and the Houston Public Library Foundation. Ms. Peterman earned a Bachelor of Science degree from Trinity University (cum laude) with an emphasis in International Business and a Minor in International Studies. She is a FINRA registered securities representative, holding the Series 7, 53, and 63 licenses.

Anne Burger Entrekin� provides financial advisory and consulting services to numerous state agencies, cities, state revolving funds, utility systems, special districts, river authorities, counties, school districts and college districts.� She joined FirstSouthwest in 1986.� During the past several years, has served as financial advisor on more than $6 billion in par amount of debt instruments that has included multi-year, billion dollar capital improvement programs, complex restructurings, variable rate debt, conduit financings, utility acquisitions, and start-ups.Anne has expertise in providing financial advisory and consulting services to water and wastewater utility systems through the development of multi-year strategic planning models; has expertise in structures and debt issuances related to the State Revolving Fund Act, the Water Quality Act, and the Drinking Water Act, as well as extensive experience with pool and leveraged pooled programs and financings; and has assisted in the development of new structures that incorporative credit and programmatic evolutions to specifically meet the goals and objectives of clients while providing optimal flexibility.Anne received her B.S. in finance from Trinity University.

Joe Eckert, a partner in the firm's Dallas office, is a graduate of the University of Texas School of Law (JD, 1997), where he was a member of the Order of the Coif and The Texas Journal of Business Law. He received a B.S. Business Administration from Trinity University in San Antonio, Texas with concentrations in accounting and finance and a minor in economics. In the public finance arena, Joe has represented trustees, issuers, obligors and underwriters in student loan, health care and tollroad financings as well as municipal bond insurers in a variety of financings. In 2007, Joe was recognized as a Texas Rising Star � Top Lawyer in Texas 40 years old or younger or in practice less than 10 years.