Banco Popular de Puerto Rico

Christine Pihl, Managing Director, is based in Seattle and has 30 years of experience in municipal finance throughout the West and around the nation.� Christine’s experience includes the two most recent municipal securitization financings ($1.1 billion) for the Utility Debt Securitization Authority (LIPA), the largest tax-exempt electric prepay ($514 million) for the Southern California Public Power Authority’s Windy Point Project as well as financings for the Los Angeles Department of Water and Power, SCPPA’s Mead Adelanto/Mead-Phoenix Project and the Eugene Water and Electric Board. ��Christine also has worked with a wide range of general municipal clients including the City of Tacoma, Tacoma Public Schools, King County and the State of Washington.Christine began her career in public finance as an analyst for Lehman Brothers in New York. Christine holds the following licenses: Series 7, 24, 52, 53, 63 and 79. Christine has a B.S. in Economics from the Wharton School of the University of Pennsylvania and an M.B.A. from the University of Washington.

Chris Amantea serves as the managing partner of the Squire Patton Boggs Los Angeles office. He focuses his practice on environmental, transactional and judicial proceedings as well as products liability, class action and other complex litigation. He has successfully represented clients in matters involving hazardous substances, air and water quality, land use, toxic torts and other environmental matters, including state and federal Superfund liability, National Pollutant Discharge Elimination System (NPDES) permitting and compliance issues, California's Safe Drinking Water & Toxic Enforcement Act (Proposition 65) and hazardous waste regulatory issues.Chris� trial experience includes matters in both state and federal courts. He has argued several cases before the US Court of Appeals for the Ninth Circuit including a case that was argued before an en banc panel of the court. He also has extensive experience in resolving environmental matters through mediation and arbitration proceedings, and working with various state and local environmental agencies.Chris is a member of the Los Angeles County Bar Association and the Litigation and Environment, Energy and Resources Sections of the American Bar Association. He is a member of the Board of Directors for the Legal Aid Foundation of Los Angeles and a member of the Disability Rights Legal Center�s Board of Directors.Chris has authored numerous articles on environmental and energy issues. He is also a national contributing author for the environmental chapters of Thomson-West�s Business Law Deskbook series including the California Business Law Deskbook. Chris was recently quoted by Law360 on the Toxic Substances Control Act in �Environmental Regulation To Watch In 2013� and �Calif.�s New Green Chemistry Draft Won�t Ease Cos.� Concerns.� He is recognized in Chambers USA and The Best Lawyers in America for his environmental work.

As a Managing Director and Regional Investment Executive for U.S. Trust, Jim leads a team providing investment management services to institutional philanthropic prospects and clients, developing portfolio strategies through development of investment policy, portfolio construction, implementation, and risk management.� Jim also directly manages the investment activity of several large institutional and family relationships. He serves as the Chairman of the Bank of America Proxy Committee, a sub-committee of the Fiduciary Investment Committee of the Bank.Previously, Jim was a Regional Investment Executive responsible for the oversight the investment management activities of the Private Bank in the Greater Tri-State Region of U.S. Trust, which includes New Jersey, Pennsylvania, Upstate New York and Delaware.� He led of team of investment professionals managing over $8 billion in assets for high net worth individuals, families, and institutions.Jim has held various roles at U.S. Trust and its predecessor firms, including Investment Team Leader for UNY and Market Executive for Western New York. �Jim joined Bank of America in 2002 as a Portfolio Manager in Private Advisory Services.� Prior to that, he held similar positions at HSBC & M&T Bank.�He received his MBA from Canisius College in Buffalo, NY, where he currently serves on the Wehle School of Business Advisory Council. He received his BA in Business Administration at the State University College at Buffalo and an Associate Degree in Banking from Hilbert College. He has participated in a number of executive education programs focused on portfolio management and investments including programs at Stanford University, the Wharton School of Business, and the American Bankers Association.In addition to serving on the Business Advisory Council at Canisius College, he serves as a director to the Buffalo Renaissance Foundation, is seated on the Hilbert College Board of Trustees, and is a member of the Economic Club of New York.�

Ms. Brown has more than 20 years of experience in healthcare finance and investment banking. She joined Ponder & Co. in 2002 and is a managing director for the Capital Advisory Group, serving as financial advisor to a variety of healthcare clients, primarily acute care hospitals and health systems nationwide. She has maintained long-standing relationships with her clients through an emphasis on strategic capital planning and consistent, unbiased advice and advocacy in the capital markets.Prior to joining Ponder & Co., Ms. Brown was an investment banker with the healthcare group at J.P. Morgan Securities, Inc. She also worked for a large integrated healthcare system in Chicago where she was responsible for negotiating managed care contracts on behalf of the hospital and its physicians, and spent five years in the equity operations area of Goldman, Sachs & Co.Ms. Brown holds an M.B.A. with concentration in finance and healthcare management from Northwestern University�s J.L. Kellogg Graduate School of Management in Evanston, Illinois and B.S. degrees in business administration and exercise science from Lake Superior State University in Sault Ste, Marie, Michigan.

Linda was appointed Vice President, Treasury Services of Catholic Health Initiatives in October 2002.� Prior to assuming this role, Linda served as Director of Capital Finance for CHI since April 1997.� Prior to joining Catholic Health Initiatives (CHI), Linda was with Holy Cross Health System Corporation, South Bend, IN for fourteen years and served in several finance roles.In her role as Vice President, Treasury Services, Linda is responsible for the management of the national investment, cash management, and capital finance functions for Catholic Health Initiatives.� Assets managed within the investment programs are approximately $13 billion and outstanding debt is $8.1 billion. Linda holds a master of business administration degree from Indiana University, South Bend, Indiana and a bachelor of business administration degree in accounting from Western Michigan University, Kalamazoo, Michigan.��

A proven convener and problem solver, Mr. O'Connor has over thirteen years of experience with a focus on strategic planning, joint venture development, private sector partnerships and economic development programs. As the Director of New Ventures at the Research Foundation for SUNY, he provides oversight for the development of new joint ventures for the of the RF including the management, development, and operational support for a diverse portfolio of over 25 subsidiary corporations, joint ventures and strategic partnerships.Mr. O�Connor also serves as Chair of the SUNY Incubator Network which integrates and supports SUNY�s suite of 17 business incubators across New York State. The Network provides increased access to business development tools and resources and looks to capitalize on the aggregated pool of available talent, infrastructure, and technology from across New York State to improve opportunity and access to capital for emerging companies. As a Director and/or Officer for several corporations, he has forged new partnerships with leaders of key university/industry joint ventures including the nanotechnology hub in Albany, the biotechnology corridor on Long Island and Brooklyn and the advanced manufacturing consortium in Buffalo.Mr. O�Connor holds a BA from Binghamton University and an MBA in Finance from the University at Albany.

Holly G. Crawford is the Senior Associate Vice President for Budgets and Planning and Deputy to the Senior Vice President and Chief Financial Officer at the University of Rochester.She has been with the University for 16 years and is responsible for the development of the University�s $3.2 billion operating budget; capital budget; strategic, financial and debt planning; endowment modeling and special projects including the development of College Town. �Ms. Crawford holds a BS degree from Long Island University and an MBA degree from the Simon School of Business.� She is also a CPA, CIA andCMA.Ms. Crawford has previously held management positions with ACC Telecommunications, Bausch + Lomb and Arthur Andersen LLP.� She is a member of the AICPA.

Joe Greco is the Director of Intermodal / Trade Development for the Maryland Port Administration. He started at the MPA as a sales and marketing administrator in 2009 and was promoted to Deputy Director of Marketing in 2010. Joe began his maritime career in 1996 with Columbia Coastal Transport where he served in various capacities from Port Captain to Regional Manager. After Columbia Coastal Joe served as Senior VP for the Steamship Trade Association of Baltimore which acts as the shipping association for the Port. Joe is a graduate from the University of Scranton and lives in Jarrettsville, MD.

Simon Santiago is a partner with Nossaman LLP and is based in Washington, D.C.� He leads the East Coast operations of Nossaman�s Infrastructure Practice Group and works exclusively in the field of procurement and construction law.� He specializes in representing public sector owners using public-private partnerships and other innovative financing and project delivery methods to develop large-scale transportation, transit and multi-modal projects. ��