Banco Popular de Puerto Rico

Alan Gibson has been a director in Fitch Ratings' U.S. public finance group for seven years, with a focus on tax-supported credits in the western region. He has analyzed numerous bonds issued by a wide variety of public sector agencies in Alaska, California, Hawaii, Utah, and Washington using various security structures.Before joining Fitch, Alan was a principal analyst in the Harvey M. Rose Accountancy Corporation, the contracted budget analyst and auditor for the City and County of San Francisco Board of Supervisors and the Santa Clara County Board of Supervisors, California. In that position, Alan worked on budget and legislative analysis, and management audits. Prior to coming to the U.S. to complete a Masters of Public Administration at San Francisco State University, Alan held a variety of policy and corporate management positions in the New Zealand public service.

William C. Fallon is the chief executive officer of National Public Finance Guarantee Corporation. He oversees all financial guarantee insurance activities for municipal bonds, tax-exempt debt and infrastructure finance. Mr. Fallon is also president and chief operating officer of MBIA Inc. responsible for day-to-day operations of MBIA Inc. and its subsidiaries. Previously, Mr. Fallon was head of Global Structure Finance having joined the Company in 2005 as a managing director and head of Corporate and Strategic Planning. Prior to MBIA, Mr. Fallon was a partner at McKinsey & Company, where he specialized in consulting with financial institutions and was co-leader of the firm's Corporate Finance and Strategy practice and a key member of the North American Wholesale Financial Institutions and Risk Management practices. He also worked extensively with financial institutions in the areas of value-based management, valuation, mergers and acquisitions, securitization and risk management.

Douglas Offerman is a senior director in Fitch Ratings� public finance states group. Doug was previously a financial consultant for several large, health care-related nonprofit organizations in New York City, and a research analyst for New York budget and operational issues at the Citizens Budget Commission. Prior to that, he worked on democracy-building programs for the U.S. Information Agency in Washington, D.C., and he began his career working in economic development for the State of California.Doug earned a BA in History from U.C.L.A. and an MBA from Columbia Business School.

James Nadler is the President and Chief Operating Officer of Kroll Bond Rating Agency, Inc. Prior to joining Kroll, James was the Vice President for Corporate Development at General Re in the New England Asset Management Division. At General Re, James helped create a new platform for trading, settlement and reporting. His expertise in research and analytics at General Re was instrumental in maintaining client relationships while generating new revenue. Over the last two decades, James has held several roles in the world of financial analysis, working for mainstays in the ratings industry as well as independent research firms. As Executive Vice President at FitchRatings, he was responsible for strategy, budgets, hiring, product development, and credit rating criteria for the Structured Finance Group, which he led. He began his career as a senior accountant at PricewaterhouseCoopers and then became a ratings officer at Standard & Poor's. He received a B.A. in Economics from the University of Kansas and an M.B.A. from Rutgers University.

Katie Koster is a Managing Director in the Investment Banking/Public Finance Department of Piper Jaffray & Co. and has worked in the field of municipal finance since 1994.� Her experience includes having served as Administrative Manager for the County of Riverside’s Land-Secured Finance Division, financial advisor, senior manager or co-manager for over $4.5 billion of tax exempt and taxable municipal financings.Koster’s focus is predominantly as Underwriter or Placement Agent for Piper’s city, county, and special district clientele throughout the west including the states of California, Texas and Hawaii. Her expertise covers a broad range of financial sectors and capital structures. A leader in her field, Koster gained industry recognition for her expertise in land-secured financing developing and implementing intricate workouts during the past two economic downturns in California.Recently, Koster was awarded the prestigious “She’s Our Hero” Award for her efforts chairing the Strategic Planning Advisory Committee which was tasked with developing a Strategic Plan for the organizations future growth. And she will be taking a lead role in helping drive the Firm’s Diversity & Inclusion initiatives as Co-Chair of Piper Jaffray’s D&I Council with Piper CEO Andrew Duff.�Ms. Koster served as Vice President of Women in Public Finance (national) – 2015; Past President and Founding Board Member of the Women in Public Finance – Los Angeles Chapter, a member of California Society of Municipal Finance Officers (CSMFO), the Public Private Partnership (PPP) Council of Urban Land Institute (ULI), and California Building Industry Association (CBIA).� She holds her Series 7, 24, and 53 NASD securities licenses.

Jeremy Bass is a Managing Director in the Boston office and provides financial advisory services to colleges and universities. Mr. Bass is a senior member of PFM�s higher education transaction and works with College and University clients nationally but with a focus in New England and the Mid-Atlantic. Clients include Bucknell University, Bryn Mawr College, the University System of Maryland, Williams College, and the University of Maine System.Mr. Bass advises his clients on a broad range of capital markets related services including capital structure evaluation, risk analysis, debt capacity analysis, rating agency strategy, strategic planning and financial forecasting, and transaction execution. Mr. Bass has assisted colleges and universities in building complex financial models to evaluate initiatives, obtain first time bond ratings, manage rating communication, and has advised on billions in financings for colleges and universities on a wide range of structures including fixed rate, variable rate, private placements, and synthetic structures using swaps.

John Sexton was designated President of New York University in 2001. He is also NYU’s Benjamin Butler Professor of Law and Dean Emeritus of the Law School.During his Presidency, the University’s reach and stature have grown tremendously. President Sexton oversaw the University’s largest increase in the number of Arts and Science faculty; applications for undergraduate admissions have reached record levels; and, in 2008, NYU finished the most successful completed fundraising campaign in the history of American higher education.A signature of his tenure has been the emergence of NYU as a Global Network University, with a unique network of 12 international academic centers and a liberal arts campus in Abu Dhabi and another campus being established in Shanghai.Other milestones include an affiliation with Polytechnic University and the establishment of the Center for Urban Science and Progress in downtown Brooklyn.President Sexton is a Fellow of the American Academy of Arts and Sciences, a member of the Council on Foreign Relations, and a member of the Association of American Universities. He is past Chair of the American Council on Education, the New York Academy of Sciences, and the Commission on Independent Colleges and Universities of New York. He has served as the Chairman of the Board of the Federal Reserve Bank of New York and Chair of the Federal Reserve Systems Council of Chairs. He also serves on the Board of the Institute of International Education.He is an author of the nation’s leading casebook on Civil Procedure. He served as law clerk to U.S. Chief Justice Warren Burger and to Judges David Bazelon and Harold Leventhal of the U.S. Court of Appeals.President Sexton received a Bachelor’s degree in history, a Master’s degree in comparative religion and a Ph.D. in the history of American religion, all from Fordham University. He received a law degree magna cum laude from Harvard Law School. The recipient of a number of honorary degrees, he was named a Chevalier de la Légion d’Honneur, France’s national order of the Legion of Honor.

Colin Walsh is a Director in Fitch Ratings' U.S. Public Finance Department. His primary areas of expertise are public and private colleges and universities. Colin also covers a portfolio of not-for-profit credits which generally includes foundations, cultural institutions, and service organizations, as well as other education sectors such as independent schools and charter schools.Prior to joining Fitch in 2007, Colin spent nine years in the not-for-profit lending group at Allied Irish Bank, where he was a relationship manager and credit analyst for a portfolio of not-for-profit clients, primarily in the education and healthcare sectors.Colin earned a B.S. in Public Accounting and an M.B.A. from Fordham University, and is a member of the Municipal Analyst Group of New York.

Bill Greendyke, a partner in the Bankruptcy and Insolvency Department, divides his time between the Dallas and Houston locations. Bill concentrates his practice in bankruptcy, reorganization and creditor rights and related litigation. He represents financial institutions, non-bank lenders, debtors, creditors' committees and a variety of other clients in connection with bankruptcy and bankruptcy-related litigation matters. Prior to joining in June 2004, he served as Chief Judge of the United States Bankruptcy Court for the Southern District of Texas sitting in Houston. He was appointed to the bench by the Fifth Circuit on September 1, 1987. During his tenure as a judge, he presided over a number of complex and significant Chapter 11 cases, including National Convenience Stores (Stop-N-Go), Appletree Markets, Ninfa's, Tri-Union Development, Drypers, Sterling Chemicals, Metals USA and Encompass Services, and over ten separate Chapter 9 municipal bankruptcy cases.