Banco Popular de Puerto Rico

Mr. Sheets is a Senior Principal at Square Mile Capital Management, a $1.5 billion AUM real estate private equity fund, in its New York office. He identifies, structures, and negotiates non-traditional commercial real estate investment opportunities including distressed debt, discounted performing commercial mortgages, preferred equity, mezzanine financing, and real estate enterprise liquidations. During his tenure with Square Mile, Mr. Sheets has sourced, underwritten, and closed the acquisition of commercial mortgage claims across several bespoke transactions. Among other recent investments, Mr. Sheets sourced and led the execution of two separate complex transactions with the FDIC in each of 2010 and 2011 to acquire over 100 controlling interests in $1.3 billion in performing and non-performing commercial mortgage debt that was formerly held on the balance sheet of a single failed banking institution. Donald co-leads each of the two ventures and serves as the primary interface to the FDIC and over 120 community and regional participant banks.Mr. Sheets also recently led the acquisition and formation of a joint venture capitalized to acquire over $630 million in performing and non-performing commercial mortgage debt that was held on the balance sheet of a major money center bank. Donald co-leads the strategic direction, asset management, and financing of the venture. Mr. Sheets also is leading Square Mile’s efforts to pioneer an innovative securitized financing structure collateralized by portfolios of sub-performing commercial mortgage debt. Mr. Sheets has over a dozen years of property acquisition, turnaround, asset management, and restructuring experience across a variety of capital structures, asset types, and geographies.Prior to SMCM, Mr. Sheets initiated a special-situation commercial real estate investment platform at Davidson Kempner Capital Management, a $14 billion AUM multi-strategy hedge fund, in its New York office. While at DKCM, Donald sourced, underwrote, and managed over $1.1 billion in risk-based capital exposure across 40+ transactions, a vast majority of which were unleveraged. Prior to DKCM, Mr. Sheets worked for The Carlyle Group, EastBanc, and Starwood Urban Investments.Mr. Sheets is appointed as an Adjunct Assistant Professor at both Columbia University and New York University, where he developed and currently teaches the first graduate-level distressed real estate investing coursework within each university's curriculum.Donald received a BBA in Accounting and Real Estate Finance from The George Washington University magna cum laude and received an MBA from Harvard Business School. Mr. Sheets serves as the Co-President of the Harvard Business School Real Estate Alumni Association and presently serves as an appointed Council Member of the Urban Land Institute Public-Private Partnership Council.

Karun Khanna is the chief operating officer of IndiSoft LLC, a Columbia, Md.-based software development company that is focused on the default servicing industry. He is responsible for planning and directing all aspects of IndiSoft's business objectives, operational policies and initiatives. Khanna also oversees the company's enhancements to its flagship technology. He also is charged with ensuring growth while determining and achieving short- and long-term financial and operational goals for the company.

Craig Cole is the CEO of Emerald Consulting, San Diego.

Dennis Regan is co-founder and Principal of ClearVue Management Inc. Dennis has 29 years of experience in the mortgage and financial industry including originating and valuing over $10 Billion of residential & commercial real estate properties. Dennis’ extensive industry background includes $2 Billion acquisitions/dispositions of loan portfolios. Dennis has held senior level executive positions in nearly all departments of the mortgage business. Dennis earned his Bachelor of Business Management from Notre Dame University.

With over 25 years of mortgage servicing experience, Dana Dillard has worked at many large servicing organizations with a focus on the customer and default.� Currently, Dana serves as the Chief Customer Officer at Nationstar Mortgage where she has responsibility for industry relations, non profit engagement as well as the Customer Advocacy team. Prior to joining Nationstar, Dana worked at GMAC RESCAP where she managed the REO, Liquidations and Community Outreach teams during the peak of the housing crisis.� Dana has held other senior leadership positions at EMC Mortgage, Bank of America Mortgage and Lomas Mortgage. Dana considers one of the highlights of her career to be leading the outreach efforts at HOPENOW from 2008 � 2010 where she traveled across the country talking with hundreds of struggling families.� For that work, Dana received the Five Star Institutes Humanitarian of the Year Award in 2009.� A Dallas native, Dana is a graduate of SMU with degrees in Journalism and Business.

Doug Smith is a nationally known industry speaker, author and sales trainer. For more information, please visit www.DougSmithOnline.com or call Douglas Smith & Associates at 877-430-2329.

As Chief Valuation Officer for Interthinx, Mark Chapin oversees all value related activities that include our extensive file review services, new and existing product development initiatives and government and regulatory compliance efforts. Prior to joining Interthinx, Chapin served as Managing Director of National Business Development with Zaio, a Calgary, Alberta based technology firm that develops automated and appraiser guided valuation solutions.His background includes serving three settlement service firms over fifteen years as Chief Appraisal Officer where Chapin developed and marketed national scope valuation and property inspection solutions. He pioneered the managed valuation solution, whereby independent appraisers serving a common corporate interest could produce uniform credible report products.Chapin assisted in the growth of Tennessee based Appraisal Forum as Chief Valuation Officer. He spent five years working with FIS Valuation Solutions as Senior Vice President of Business Development building and selling risk mitigation offerings.Chapin serves The Appraisal Foundation as former chair of The Industry Advisory Council and past member of The Foundation’s Board of Trustees. His diversified background includes federal government and conventional lending experience, independent specialty valuation experience in Virginia, North Carolina, and Tennessee - and decades of marketing, solution development and sales experience in the US and Canada.

Tom has over 25 years in the mortgage industry specializing the valuation and trading of mortgage servicing rights. Tom is the Managing Member of Interactive Mortgage Advisors, LLC (“IMA”) a consulting and advisory firm that he co-founded in 2001 that provides a variety of services to the mortgage industry including: representation related to mortgage assets with an emphasis on mortgage servicing rights; evaluation of servicing rights; M&A; structuring of portfolio asset management strategies, mortgage asset valuations, and market research. In the ten years since its formation, IMA has advised over 150 clients which include most if not all of the industry’s largest companies. IMA also owns Spurs Capital with Tom as President. Spurs is a distressed mortgage fund founded in late 2009. Spurs purchases residential non-performing and scratch & dent loans along with REO. Prior to forming IMA, Tom was a founder and board member of Matrix Bancorp, a unitary thrift holding company comprised of a billion dollar savings and loan, full-service mortgage banking platform, investment bank, as well as other associated subsidiaries. As CEO of the Capital Markets unit, he oversaw the trading functions of this institution and a staff of approximately thirty finance professionals. Tom graduated from DePaul University in 1986 with a Bachelor of Science in Finance.