Banco Popular de Puerto Rico

Karen A. Hamilton is an Executive Vice President of Suffolk Bancorp, and Executive Vice President and Chief Credit Officer of its banking subsidiary, The Suffolk County National Bank.Ms. Hamilton has more than thirty years’ experience in the banking industry, where she has worked in both the credit and lending venues. Before joining SCNB, she served as Senior Manager of Commercial Lending, Loan Workout and Portfolio Review at Astoria Federal Savings for a $3.5 billion portfolio of commercial loans. Before that, she was a regional credit administrator for J.P Morgan Chase (WAMU), managing a portfolio also in excess of $3 billion dollars. She worked on the lending side of the business for Banco Popular North America as a director of commercial lending, managing a staff of 40 officers, calling on large corporate, middle market and small business markets, and more than doubled that portfolio in the space of four years.

Steven Schwartz is regional vice president for employee benefits firm Corporate Synergies. As the leader of the New York region, he manages a large team of talented benefit consultants and support staff.

Jon has been in the real estate business for over 25 years. He started his career in Chicago as a real estate analyst and project manager for a local real estate developer, Fifield Development Corp. Jon worked on the development, construction, leaseup and sale of over 4 million square feet of office, industrial, retail, hotel and apartment development. When the real estate development business evaporated in 1990, Jon worked on asset management, tenant lease renegotiations, and loan workout on company assets in the brokerage andmanagement business which was sold to Frain Camins and Swartchild, which ultimately became part of CBRE. In 1993, Jon joined Morgan Stanley’s fixed income department which merged his real estate knowledge with bond financing technology. He spent 13 years at Morgan Stanley in sales, trading, capital markets and banking, and ultimately ran the CMBS trading desk during its heyday as the top ranked CMBS issuer and trading counterparty. In 2006, Jon left MS for a brief stint at UBS before joining JPMorgan Chase in 2007 as Head of Capital Markets for U.S. Commercial Mortgages. He is currently responsible for the securitization, distribution and financing of real estate loan risk in the Investment Bank. Jon graduated from Brown University. He is a member of the CREFC Board of Governors and is currently Chair of the Issuers Forum.

Richard Cordray was the first director of the Consumer Financial Protection Bureau and author of the book, Watchdog, about consumer finance and the CFPB.

Joe has over 25 years of experience serving banks, REMICs, REITs, and real estate and investment partnerships. He founded and co-leads Deloitte’s TARDI (Tax Analysis and Information Reporting for Distressed Debt Investments) service line serving clients and investors in distressed debt and debt securities. Joe was one of the lead specialists in the development of the tax structures and positions for the GNMA REMIC program and was one of the original strategists in the development of the Umbrella Partnership structure for Real Estate Investment Trusts. Joe has been published in a number of journals and is a contributing author to The Handbook of Commercial Mortgage-Backed Securities and has co-authored three editions of the Real Estate Investment Trusts Handbook. He is a member of the BNA Tax Management Real Estate Advisory Board and Deloitte’s Financial Instruments Tax Competency Group leadership team.Joe is a Certified Public Accountant in Georgia and New York. He is also a member of the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants.Joe is a Magna Cum Laude graduate of the State University of New York at Binghamton with a major in Accounting.

Mr. Furlong oversees New York Life’s investments in CMBS and CRE CDOs, plus General Account investments in structured commercial real estate loans including a-notes, b-notes, mezzanine debt, asset-backed loans to trusts, ground lease investments and bridge loans. Brian sits on the committees at NYL that approve new mortgage loan quotes, mortgage loan commitments, and equity real estate acquisitions for the General Account. He helps coordinate NYL mortgage lending activities in Mexico, in conjunction with Seguros Monterrey New York Life. Mr. Furlong has 28 years of CRE experience including appraisal, consulting, corporate real estate advisory, brokerage for sales and leases, mortgage brokerage, CMBS rating analysis, CMBS underwriting, and lending.Brian has worked at Eurohypo, Moody’s, KPMG and Landauer Associates. He helped found and he is the past president of the CRE Finance Council (in its earlier form as the CSSA). He holds an M.S. from the real estate program of UW-Madison, a B.A. in economics from SUNY-Albany, and he studied international economics at McGill University.

Sanjeev Malaney is CEO of San Francisco-based document workflow provider Capsilon.

Andrew Glass is a partner resident in K&L Gates’ Boston office and member of the firm's Class Action Litigation Defense group. Mr. Glass has extensive experience in complex commercial litigation. His practice focuses on the defense of federal and state class action litigation brought against consumer financial services, mortgage lending, and consumer credit institutions. He also represents consumer financial services institutions in government enforcement proceedings and individual litigation matters.

Bob Broeksmit, Senior Director, is a senior finance executive and corporate officer with an extensive career in the mortgage sector. Bob has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has overseen annual originations of $9 billion, a balance sheet of $10 billion in residential mortgages, and a servicing portfolio of $20 billion. In his 26 years in the mortgage industry, Bob has held senior leadership positions, including fourteen years with Chevy Chase Bank, where he was Executive Vice President and President of its B.F. Saul Mortgage Company subsidiary. He integrated origination business platforms, developed multiple distribution channels, and regularly presented to ratings agencies, investment banks, and regulators. Bob also was a Vice President at Prudential Home Mortgage for seven years. Bob has been very active in financial services trade associations and has served as the Chairman of the Mortgage Bankers Association’s Residential Board of Governors and Chairman of the American Bankers Association’s Mortgage Markets Committee. He has garnered multiple awards for servicing operations excellence, including Freddie Mac’s Tier One and Hall of Fame designations. He is a Certified Mortgage Banker and a graduate of Yale University with a B.A. in History.