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Milo joined Accrual in 2025. Milo spent more than a decade in fintech at Brex, Stripe, and Citibank.

Siddarth co-founded Accrual in 2024. He previously served as Principal Engineer at Stripe, where he was among the first ten employees.

Brendan Coffey is a freelance reporter for American Banker. Coffey has spent years writing about business, markets and innovative thinkers, during which he called Carl Icahn more times than he can remember, split a bottle of wine with Gordon Getty three times and was cursed at by Leon Cooperman more than once. His prior stints include finance reporter at Sportico, founding senior reporter for Bloomberg News' billionaires news team, reporter for Forbes magazine, commodities and bond reporter at Dow Jones and freelancer for Fortune, Esquire, Barron's, Inc. and The Washington Post Magazine. Coffey graduated from Boston College Phi Beta Kappa with honors. He lives in Newburyport, Mass., and has broken only one finger playing vintage baseball.

Penelope Patsuris is a business and finance journalist who spent two decades at CNN Business and, where she covered markets, the economy, consumer products and Big Tech. She has also held editorial roles at Fortune, Forbes and Investopedia.

Ayo Akinyele is head of engineering at RippleX, where he leads the development of infrastructure and tools that enable institutional use of blockchain technology. His work focuses on advancing the XRP Ledger and building secure, scalable systems for tokenization, liquidity and decentralized finance.

Lee brings deep editorial expertise and a track record of cross-platform journalism as EBN expands its role as the essential resource for HR and benefits leaders

Jared Brown is the CEO and Co-Founder of Hubstaff, a time tracking platform built for global teams. Hubstaff's platform helps more than 112,000 clients turn work hours into insights — with built-in productivity monitoring, payroll automation, and workforce analytics. Jared leads a fully remote team of more than 100 employees around the world and is a sought-after media expert on remote work, AI, and productivity. He is based in Atlanta, GA and is a graduate of Purdue University.