Banco Popular de Puerto Rico

Judy is the Director of Credit Research and is a member of the Investment Committee at Samson where she� is responsible for the credit approval and oversight process for the firm’s $7 billion assets under management. Samson’s investment strategies emphasize preservation of capital and tax efficiency, so her credit analyses focus on state and local governments and investment grade revenue bond issuers including transportation, health care, higher education and utilities.� Judy is the author of The Fundamentals of Municipal Bonds, 5th Edition (John Wiley and Sons, 2001), and has lectured and written extensively about municipal credit and other aspects of the market. Prior to becoming a founding principal of Samson she was with Goldman Sachs, Lehman Brothers and the New York City Comptroller.� She is currently a member of the New York Metropolitan Transportation Authority Inspector General Management Advisory Board and has also served as a Board Member of the New York City Municipal Water Finance Authority. Judy received a B.S. from Cornell University, and� an M.P.A. from New York University.

Randall S. BlankenhornRandy Blankenhorn is executive director of CMAP, the Chicago Metropolitan Agency for Planning (www.cmap.illinois.gov). Under his leadership, CMAP developed and is now guiding the implementation of GO TO 2040, metropolitan Chicago's first comprehensive regional plan in more than 100 years. The plan's four themes -- Livable Communities, Human Capital, Efficient Governance, and Regional Mobility -- address the fundamental challenges that shape residents' daily lives. Randy and CMAP staff work closely with seven counties, 284 municipalities, and scores of stakeholder groups to implement the plan's strategies for aligning public policies and investments, which will maximize the benefit of scarce resources as the region adds more than 2 million new residents in the next three decades.With GO TO 2040's integrated approach to transportation, housing, economic development, open space, the environment, and other quality-of-life issues, CMAP is dedicated to strengthening the region's communities and ensuring economic prosperity. Prior to joining CMAP in 2006, Randy was Bureau Chief of Urban Program Planning for the Illinois Department of Transportation (IDOT), coordinating activities of the 14 metropolitan planning organizations across Illinois.

Christine Pihl, Executive Director, has over 25 years of experience in municipal finance and has been located on the West Coast for 17 years. Christine specializes in Public Power banking and covers issuers and projects throughout the West Coast and Alaska. Christine serves as lead banker for many large issuers including the Los Angeles Department of Water and Power, Southern California Public Power Authority, Salt River Project, Anaheim Public Utilities, Energy Northwest, Bonneville Power Association, Tacoma Power, Eugene Water and Electric Board and many PUDs throughout the Northwest including Grant County Public Utility District, Snohomish County Public Utility District, among others. Christine served as lead banker for SCPPA’s innovative $514 million Windy Point/Windy Flats Project revenue bonds. The proceeds of the bonds were used to finance the prepayment of a portion of the energy received from the Windy Point/Windy Flats Project for a period of 20 years. The bonds are secured by a take-or-pay contract with the Los Angeles Department of Power and the City of Glendale. With 114 turbines, the 262 MW wind farm is the largest wind project financed by a municipal utility and began commercial operation in the first quarter of 2010. The Project received $218 million in grants from the Department of Treasury, the largest grant awarded thus far under the ARRA grant-in-lieu of ITC program. Prior to joining J.P. Morgan, Christine was with Seattle Northwest Securities and served as underwriter and financial advisor to issuers throughout the region and the nation. Ms. Pihl has a B.S. in Economics from the Wharton School of the University of Pennsylvania and has a Masters in Business Administration from the University of Washington. Ms. Pihl currently holds Series 7, 53 and 63 licenses with the National Association of Securities Dealers (NASD).

Jane Hudson Ridley is a senior director in the USPF Government group at S&P Global, and a Sector Lead for local governments. Based in S&P Global’s Centennial, Colorado office, Jane’s analytic work focuses on credit trends and events across the country. Her areas of expertise include distressed credits and the evolving perception of the GO pledge. Prior to joining Standard & Poor’s in 2001, Jane was a Vice President in the municipal finance department at Banc of America Securities, and also worked in municipal securities at PaineWebber.