Banco Popular de Puerto Rico

Konrad is the leader of our San Francisco office and advises clients on compliance, enterprise risk management, governance, and regulatory communications, with a particular expertise in retail lending.Before joining Promontory, Konrad served as Executive Vice President and Chief Public Policy Officer at Providian Financial Corp., and as a senior vice president at Golden West Financial Corp., the parent company of World Savings. Konrad’s public service includes positions as counsel to the U.S. Senate Committee on Banking, Housing and Urban Affairs, where he participated in legislative efforts to resolve the savings and loan crisis, strengthen the deposit insurance system, and improve consumer protection in financial services. He also served as Chief of Staff and Senior Deputy Comptroller for Economic Analysis and Public Affairs at the Office of the Comptroller of the Currency, and was Editor of the Harvard Law Review while in law school.Education•J.D., Harvard Law School •Master in Public Policy, Kennedy School of Government, Harvard University •B.A., Political Science, Reed College

Matt Coumbe is a Client Service Portfolio Manager for Gallup. In his role, Matt works with C-level executives and senior management teams to integrate key business objectives with human capital transformation strategies. More specifically, he evaluates each client’s point of origin and then architects an approach that takes into account the existing direction, potential obstacles, and points of leverage to appropriately transform the organization. He then builds a customized team of senior scientists, subject matter experts, and consulting specialists with the experience to guide the process utilizing Gallup’s science. He is particularly passionate about connecting the vision of senior management teams with the practical realities of field operations. Currently Matt works with some of North America’s largest retail, financial services, and manufacturing firms. He also collaborates with Gallup’s Senior Scientists and Global Practice leaders to develop and then integrate Gallup’s research and development efforts with the practical realities of Gallup’s largest clients. Prior to joining Gallup, Matt taught organizational development, communication, group dynamics, and research methodology for six years at the graduate and undergraduate levels. He then spent six years managing a performance acceleration firm that specialized in strategic planning and operational excellence for manufacturing and consumer services clients. He led a staff of consultants and engineers that employed lean enterprise applications, strategic planning tools, organizational effectiveness measures, and selection system design to drive business goals. Matt spent the next four years at a market research firm where he directed a team of senior consultants, business developers, and operations staff on a variety of client engagements that included qualitative new market exploration to customer satisfaction studies to intricately designed conjoint studies with full profitability modeling. Matt was also appointed to serve on several regional and national institutions to document the business impact of investments made in training and development across healthcare and manufacturing sectors. Matt received his bachelor’s and master’s degrees in organizational communication from North Dakota State University. He received his doctorate degree in education research design and methodology from the University of North Dakota.

Dan Ciporin is committed to building innovative businesses that make the Internet a more engaging place for consumers. Dan joined Canaan’s Connecticut office in 2007 to invest in emerging leaders in online advertising and digital media in the New York corridor, as well as in communications infrastructure companies that deliver interactive content to connected consumers. Dan brings two decades of executive-level operational experience to Canaan. He was the former Chairman and CEO of Shopping.com, the pioneer in online comparison shopping, where he oversaw growth from zero to over $100 million in revenues in just five years, culminating in the company’s IPO in October 2004 and later acquisition by eBay in 2005. Previously, Dan served as chairman of the Internet Lab, a US-Israeli incubator for early-stage consumer Internet startups, as Senior VP of MasterCard International, where he was responsible for the marketing and product management of all online global debit products, and as a strategy consultant for both Mars and Co. and Corporate Value Associates. At Canaan, Dan sits on the board of Lending Club, an innovative online lending community where people borrow and lend money, bypass the banks, and get better rates; OpenSky, a social shopping platform that helps consumers discover and buy great products that fulfill their interests in Food, Style & Beauty, Healthy Living and Home & Design; Gemvara, a web-based service that is revolutionizing the jewelry market by empowering consumers and independent jewelers to design fully personalized, high-quality jewelry; borro, a personal asset lender providing short-term loans against fine art, jewelry, luxury watches, prestige cars, fine wine and more; and ShopKeep POS, an iPad point of sale system in the cloud, helping retailers make smarter business decisions.Dan earned an AB from Princeton University’s Woodrow Wilson School of Public and International Affairs and an MBA from Yale University. Dan is committed to improving the lives of people living in poverty in Southeast Asia. After serving in 1980 as Director of Educational Programs for the UN-funded Sakaeo Refugee Camp in Thailand – where he lived in a teak stilt house in the middle of a remote rice paddy – Dan has continued to support volunteer organizations in that part of the world.