Banco Popular de Puerto Rico

John Murphy joined KIPP Houston Public Schools in 2006 to serve as the Chief Financial Officer.� Since that time, KIPP Houston Public Schools has grown at a 30% rate annually. To accommodate for that growth, John has closed on several financing facilities (PSF guarantee, long-term bonds, line of credit, commercial paper, and bridge financing) in excess of $350 million and managed the growth and development of the finance team. He also serves as Chief Operating Officer for PHILO Finance Corp., a non-profit entity established to assist high-performing open enrollment schools. Prior to joining KIPP Houston Public Schools, Mr. Murphy served as the Vice President of Finance and Real Estate for a NYSE company comprised of over 70 facilities nationwide that provided residential, educational, behavioral and correctional services for governmental entities. He also worked for a local Houston real estate developer in the acquisition and finance areas. John has a BBA in Accounting and Business Analysis from Texas A&M University.�John is married with 3 daughters and is trying to figure out how to finance their futures.

Paul Braden is the head of the firm’s US public finance practice. Located in Dallas, he has been practicing law in Texas for over 25 years. His public finance clients include key underwriting firms, government agencies and political subdivisions, for whom he has advised on a variety of debt issuance matters, including venue project financings, pension bonds and tax credit bonds. Serving as bond counsel, underwriters' counsel and issuer counsel, he has represented clients in financings involving billions of dollars of debt securities.From 2004-2015, Paul was a member of the governing board of the Texas Pension Review Board, and served as its Chair from 2013 to 2015. Prior to joining Norton Rose Fulbright, he was a founding partner of what became (at one time) the largest Hispanic-owned law firm in Texas.

Since being elected mayor in a record turnout election in April 2010, Mayor Steve Benjamin has made it his mission to create in Columbia the most talented, educated and entrepreneurial city in America.“My mission is to create in Columbia the most talented, educated and entrepreneurial city in America.”His service in Columbia started back in 1990 when he served as student body president at the University of South Carolina, later becoming the Student Bar Association President at the USC School of Law.Quick facts about Mayor Benjamin:First elected in April 2010Leader in the My Brother’s Keeper initiative (link to article about White House briefing http://www.thestate.com/news/local/article88099247.html)Columbia Chamber of Commerce award winner for 2016 Small & Minority Business Advocate of the YearUnited States Conference of Mayors Second Vice PresidentFormer African-American Mayors Association President (2015-2016)Named 2001 SC Young Lawyer of the Year 1999 National Bar Association Young Lawyer of the Year Named 2006 SC Bar Association Pro Bono Law Firm of the Year Member of the ETV Endowment of South Carolina, Inc. Board of TrusteesMember of the South Carolina Association for Community Economic Development BoardGenerated budget surpluses in five of the last six years and seven straight years without a tax increaseEstablished the city’s first Poet Laureate and public art initiativeLaunched “Let’s Move! Columbia” and in 2015 named the #1 National League of Cities “Let’s Move” city in the nationEstablished the Justice for All initiative, which implemented measures to improve accountability and trust between law enforcement and Columbia communitiesLaunched new green infrastructure projects including utilizing new, low-impact technologies and use of modular storage for flood controlAt 29 years old in 1999, Benjamin was appointed to Governor Jim Hodges' cabinet as director of the state's second largest law enforcement agency, the Department of Probation, Parole and Pardon Services.Mayor Benjamin has continued his service to the community in serving on numerous boards for nonprofit organizations such as the Columbia Urban League, Benedict College, the Greater Columbia Chamber of Commerce and as a founding board member of the Eau Claire Promise Zone. He also served as a founding member of Choose Children First and chief legal counsel for Midlands Crimestoppers.In 2009, Benjamin drew national attention by representing prominent radio host Tom Joyner and securing a pardon for Joyner's great uncles wrongfully convicted in the death of a 73-year-old Confederate veteran and executed in 1913. In a landmark decision, the South Carolina Board of Paroles and Pardons voted unanimously to grant the posthumous pardon, the first for South Carolina in a capital case.Reelected by a 30 percent margin in November 2013, Mayor Benjamin's administration has been characterized by his firm belief in Columbia's potential and intense focus on job creation. In his first term alone, his leadership helped cut unemployment in the metro by roughly half and secured billions of dollars in new regional capital investment in the midst of a national recession.Combined with the rebirth of Main Street, these accomplishments have drawn national attention and accolades including his being awarded an Aspen Rodel Fellowship and receiving an Honorary Doctor of Humanities from Francis Marion University. He has twice been named to The Washington Post's "The Root 100 List” (2011 and 2013) as well as the 2014 GRIO 100 and was honored to receive a 2014 Triumph Award from the National Action Network as their 2014 Public Servant of the Year. �As part of his commitment to fostering a world class police department in the City, Mayor Benjamin introduced the “Justice for All” initiative in 2014, which implemented new training, competitive pay, diverse representation and community engagement to strengthen the foundation of trust and accountability that exists between our communities and law enforcement agencies.President Obama’s administration has also commended Mayor Benjamin on his work on behalf of My Brother’s Keeper (MBK). The city’s MBK efforts, in addition to Mayor Benjamin’s leadership, have led to Columbia being seen as a nationwide leader in implementing and upholding the missions of the program.The Mayor was asked to speak at the 2016 Democratic National Convention (link to video of speech), where he talked about the importance of instilling in his daughters that they can do anything� they set their minds to, even becoming President of the United States.In addition to serving as Mayor of Columbia, Mayor Benjamin also serves as Second Vice President of the U.S. Conference of Mayors and as Chairman for Municipal Bonds for America. He teaches a class at the University of South Carolina Honors College titled “Columbia, South Carolina: Building a Great City” and is a member of Kappa Alpha Psi and Sigma Pi Phi fraternities.Mayor Benjamin is married to the Honorable DeAndrea Gist Benjamin, Chief Administrative Judge (Common Pleas) for South Carolina's Fifth Judicial Circuit. The two are the proud parents of daughters Bethany (11) and Jordan Grace (9).Follow the Mayor on Twitter and Snapchat: @SteveBenjaminSC.

James Wangsness� is President of TMC Bonds where he is responsible for the firm’s sales & client relationships, marketing, strategy and product development.� He also directly oversees the voice brokerage desk for Taxable & Syndicate Trading.� Previously, Mr. Wangsness had tenures as MD & Head of Institutional Advisory and Correspondent Clearing (Ameritrade); as CEO of two PE-backed companies focused on derivatives trading and portfolio management; Co-Managing Partner—Institutional Asset Managers (Zacks Investment Research); and VP-Global Custody (JP Morgan).�� Mr. Wangsness earned his MBA (International Business/Finance) from Columbia Business School and BA (Economics) from Columbia College.

John Cahalane is a Managing Director and Head of Tradeweb Direct, a leading provider of fixed income trading services to financial advisors and traders. He is also a member of the Tradeweb executive management committee. Cahalane has extensive knowledge of electronic fixed income markets from over a decade of experience focused in electronic trading.Cahalane joined Tradeweb Markets in 2010 as Head of Tradeweb Retail to restructure and grow the business. In 2013, he oversaw the acquisition of BondDesk Group, integrating the business with Tradeweb Retail to create Tradeweb Direct.Previously, Cahalane held several positions at Morgan Stanley Smith Barney (MSSB). He served as Executive Director and Director of Third Party Distribution – Capital Markets, where he supervised sales teams and advisory traders while managing resources. Earlier Cahalane worked in the Fixed Income Division at MSSB as Vice President, Director of E Commerce, and before that he held positions as Vice President, Regional Sales and Marketing Coordinator. Prior to those roles, Cahalane was a Sales and Marketing Consultant for MSSB’s Taxable Fixed Income Division.Cahalane received a B.S. from the University of Scranton and holds Series 7, Series 24, Series 53 and Series 63 professional securities licenses.

Robert started his career in 1991 at Smith Barney Harris Upham's Fixed Income department, which eventually became Citigroup. He spent the first 18.5 years of his career in the capital markets trading division at Citigroup. Starting in a position focusing on trade support for sales and trading, he quickly moved to the trading desk. Initially, Robert covered a variety of security classes, including Certificate of Deposit, Commercial Paper, Auction Rate Securities (ARS), Variable Rate Demand Bonds and Municipal Notes. In March 2002, Robert took over as the head of ARS syndicate and trading desks. He was responsible for growing and managing Citi's ARS portfolio from approximately $22 billion to $72 billion by 2007. The ARS book included securities ranging from tax-exempt debt to taxable ABS debt and corporate preferred stock. In 2007, he was named the head of all the short-term �tax-exempt syndicate and trading desks as well as the head of the tax-exempt and taxable ARS portfolio. In 2008, he also assumed a co-manager role for the institutional sales desk while continuing management of the syndicate and trading desks. Robert resigned from Citigroup as a Managing Director in October 2009 to accept a position at Arbor Research & Trading. He maintained the role of Managing Director responsible for creating and managing municipal bond sales, trading and remarketing from 2010 to 2014. Robert's department covered tax-exempt and taxable municipal along the entire curve.In 2014, Robert completed the transition of all municipal trading responsibilities to Arbor Research & Trading's main trading team and he founded Clarity BidRate Alternative Trading System (Clarity). Since inception, he has served in the roles of CEO & President of Clarity, operating as a division of Arbor Research & Trading LLC. Robert leveraged technology to create a modern trading platform in order to promote competitive pricing, transparency, improved accessibility and a centralization of specific variable rate markets. Clarity is designed to primarily support and revolutionize the variable debt sector. In addition, he has successfully assembled a Tier 1 team in the variable rate sector to build, sustain and market Clarity. Robert, the architect of Clarity, is responsible for managing and leading in all aspects of Clarity, including working directly with issuers and investors.Robert graduated from Boston University in 1991 with a Bachelor of Arts in International Relations/Economics Track. Additionally, Robert graduated in 1998 from Fordham University with a Masters in Business Administration in Finance/International Business designation.�

Ken Hoffman is President of DPC DATA Inc., a leading provider of municipal bond disclosure information and solutions since 1992.In his role, Ken is responsible for business and product development strategy, sales and operations.� This includes maintaining and improving existing DPC DATA product delivery platforms to enhance Financial Advisors, Traders and Compliance workflows with greater efficiencies in data presentation and usefulness.� Prior to joining DPC DATA, Ken was Director and Head of Wealth Management Products at Tradeweb Direct (previously BondDesk) where he had a leading role in defining and launching the BondWorks� Financial Advisor Workstation.� Over the past 20 years, Ken also held product management positions in many areas of Standard & Poor’s and was instrumental in conceptualizing and implementing several new products tailored to fixed-income professionals. He authored the company’s redistribution strategy for Ratings Information dissemination and managed business relationships with large market data vendors including Bloomberg, Reuters and Thomson. His efforts resulted in products sales that consistently exceeded revenue expectations.In 2008, Ken received a CODiE™ Award from the Software & Information Industry Association (SIIA) for developing the Best Online Professional Financial Information Service. In 2002, he was the recipient of a McGraw-Hill Corporate Achievement Award for product innovation. He is a member of the Product Development and Management Association, is Pragmatic Marketing� Certified and holds a Master’s Degree in Information Systems.

Wendell Gaertner is a Senior Managing Director and partner of Public Resources Advisory Group (PRAG) in the Florida office.� He joined the firm in 2013 bringing with him more than a quarter century of experience in public finance at the federal, state, regional and local levels.�With a background in commercial banking, investment banking and financial advisory, he has balanced his career with a focus on both general municipal and complex project financings, as well as public-private partnerships throughout the country.� Wendell has experience in federal debt, affordable housing, student housing, development district, tax increment, professional sports facilities, transportation, utility and general governmental financings.�Wendell holds a B.S. in Chemistry from the University of Miami and an MBA from Stetson University. He currently holds a Series 50, Municipal Advisor Representative License.

Mary Francoeur joined PFM Financial Advisors LLC, part of Public Financial Management, Inc., as a Managing Director in September 2016.� Mary is located in the New York office and is a member of the firm’s transportation advisory practice.�Prior to joining PFM, Mary worked at two bond insurance companies where she was responsible for managing business development, due diligence, credit analysis and transaction negotiation for complex financings, including public-private partnerships.� At Moody’s Investors Service, Mary was a senior analyst covering a portfolio of toll road, airport, port, transit and utility bond issuers, and was responsible for developing and refining rating criteria in several sectors.� Mary began her career in financial management roles with the Port Authority of New York and New Jersey and the City of Jersey City.Mary has a MPA from the Maxwell School at Syracuse University where she also earned her BA newspaper journalism and political science. She is active within the public finance community, specifically serving as an officer of the National Federation of Municipal Analysts, and on the boards of the Municipal Forum of New York and Northeast Women in Public Finance.��